EMPLOYEE BENEFITS PRACTICES - 2004
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Issued approximately every three years, this report presents comprehensive information about employee benefits practices within the securities industry. The report covers information about Medical Insurance Plans – Indemnity Plans, Preferred Provider Plans, Point of Service Plans, Health Maintenance Organizations, and High Deductible Plans. For each plan type, the report presents detailed information about premium cost, employee contributions, coverage, and eligibility, among other information.
Also included is information on Dental Insurance Plans (Indemnity, PPO, POS, DMO), short- and long-term disability coverage, Group Life Insurance, Accidental Death and Dismemberment Coverage, Travel Accident Coverage, and Retirement Plans. Other topics covered in detail are Paid time off (including sick/personal days and vacation); Employee Assistance Programs; Flexible Benefits; Benefits Statements; Severance; and other miscellaneous practices.
The data in this report is segmented into three firm-size groups. The data is presented for each firm-size group as well as for all participating firms. The report contains numerous summary tables as well as extensive data arrays, which present non-identifying, firm-by-firm data.
